You won. Now let's collect.
A judgment doesn't collect itself. If the person who owes you won't pay, we prepare the paperwork to make them — wage garnishment, bank levies, and property liens — and walk you through filing it. Flat $299, no cut of what you recover.
Pick your stateHow it works
Tell us about your judgment
Who owes you, how much, when you won, and anything you know about where they bank, work, or own property.
We prepare your forms + playbook
We fill out the right enforcement forms for your state — debtor's exam, garnishment, bank levy, or property lien — and write a plain-English, step-by-step filing playbook.
You file and collect
You take the packet to the court and sheriff (we tell you exactly where and what it costs). We never take a percentage of what you recover.
The tools to collect a judgment
Which ones apply depends on your state and what the debtor has — your state guide spells it out.
Debtor's asset exam
Court-ordered questioning that forces the debtor to reveal, under oath, where they bank, work, and what they own. The step everything else depends on.
Wage garnishment
Diverts part of the debtor's paycheck to you until the judgment is paid (restricted in some states — we'll tell you if yours is one).
Bank levy
Freezes and seizes non-exempt funds straight from the debtor's bank account.
Property lien
Attaches to real estate the debtor owns — you get paid when they sell or refinance. The cheap, passive backstop.
One flat fee. You keep what you collect.
A judgment-recovery firm taking 40% of a $4,000 judgment costs you $1,600. We charge $299 to hand you everything you need to collect it yourself.
Judgment collection by state
Every state enforces judgments differently. Pick yours for the exact forms, fees, and deadlines.
Common questions
A judgment is a court's confirmation that you're owed money, but it doesn't collect itself and the court won't collect it for you. If the debtor won't pay voluntarily, you have to use enforcement tools — garnishment, levies, liens — to make it happen. That's what we prepare for you.
Collection agencies and judgment-recovery firms take 33–50% of whatever they recover. We charge a flat $299 to prepare your enforcement paperwork and walk you through filing it — you keep everything you collect minus the court's own fees.
No — and that's deliberate. For judgment collection we prepare your state-specific forms and a step-by-step playbook; you file them with the court and sheriff. That keeps the service affordable and available in every state. (Our demand-letter and small-claims-filing services are full-service; collection is prepare-only.)
Some debtors are genuinely judgment-proof, and no tool can collect money that isn't there. The honest first step is a debtor's asset exam to find out what exists. If they're truly broke, you keep the judgment alive (most last years and are renewable) and try again when their circumstances change.
Ready to File Your Case?
Tell us about your situation and we'll take it from there.
100% refund if we don't file your case
Prefer to talk it through? Call or text (213) 306-2537.