How to Collect Your Judgment in Nebraska
You already won. Here's how to actually get paid — debtor's exam, wage garnishment, bank levies, and property liens, with the exact Nebraska forms and deadlines.
Your collection options in Nebraska
Work them roughly in this order — find the assets first, then go after them.
Find the money — debtor's asset exam
Compels the debtor to disclose, under oath, where they bank, work, and what they own — the information every other step depends on.
After judgment, the creditor may obtain a court order requiring the debtor to appear and be examined under oath about income and assets (Neb. Rev. Stat. 25-1564 et seq.). Filed by motion/praecipe in the court that entered the judgment; the clerk has forms to assist.
Garnish wages
Form CC 3:7 (Garnishment Summons – wages); CC 3:8B (Notice to Judgment Debtor); CC 3:8N (Request for Hearing on Garnishment); CC 3:8J (Garnishment Type D Instructions & Interrogatories); CC 3:8P (garnishment form)Diverts part of the debtor's paycheck to you — up to Lesser of 25% of disposable earnings (15% if head of family) OR the amount by which weekly disposable earnings exceed 30x the federal minimum hourly wage.
Disposable earnings = wages after legally required deductions. Garnishee (employer) must answer interrogatories within 10 days of service. Uniform statewide garnishment forms are promulgated by Supreme Court rule. Neb. Rev. Stat. 25-1558.
Filed with: County court or district court that entered the judgment; clerk issues the garnishment summons and order
Levy the bank account
Form CC 3:7 (Garnishment Summons) with garnishment interrogatories; CC 3:8B (Notice to Judgment Debtor)Freezes and pulls non-exempt funds straight from the debtor's bank account.
Creditor files a garnishment summons/order served on the bank (garnishee); the account is paid into court up to the judgment plus costs. Alternatively a writ of execution (praecipe for execution) directs the sheriff to levy. Neb. Rev. Stat. 25-1516.
Lien their real estate
Attaches to property the debtor owns for 5 years — you get paid when they sell or refinance. The cheap, passive backstop.
District court judgments are a lien on the debtor's real estate in that county from entry. County court judgments do NOT automatically lien real estate — a certified transcript of the county-court judgment must be filed in the district court of the county where the real estate is located to create the lien.
The fine print that matters in Nebraska
How long your judgment lasts
A Nebraska judgment becomes DORMANT if no execution is issued within 5 years of entry (or if 5 years pass between executions) and then ceases to be a lien (Neb. Rev. Stat. 25-1515). A dormant judgment may be REVIVED, but the revivor action must be commenced within 10 years after the judgment became dormant (Neb. Rev. Stat. 25-1420). A revived judgment becomes a lien from the date of the revivor order.
Interest while you wait
Neb. Rev. Stat. 45-103 (rate) and 45-103.01 (accrual from entry until satisfaction). Does not apply where another rate is provided by law or by an oral/written contract. Current rate published by the NE Judicial Branch. Sources: https://nebraskalegislature.gov/laws/statutes.php?statute=45-103 ; https://nebraskajudicial.gov/rules/administrative-policies-schedules/judgment-interest-rate
What the debtor can protect (exemptions)
Head-of-family wage exemption (15% cap vs 25%). General personal-property exemption of $5,000 (wildcard) plus homestead and statutory exemptions (Neb. Rev. Stat. 25-1552, 25-1556, 40-101). Wages beyond the garnishment cap are exempt.
Nebraska gotchas
Nebraska judgments go DORMANT at 5 years without an execution — much shorter than the typical 10. Issue an execution at least once every 5 years or revive within 10 years of dormancy (25-1420). County-court judgments do NOT lien real estate until a certified transcript is filed in district court. The judgment-debtor exam and writ of execution are issued by praecipe; no statewide CC form code is published for the execution/exam itself (garnishment uses the CC 3:7/3:8 series).
Doing it yourself vs. hiring help in Nebraska
Nebraska's enforcement tools are built for self-represented creditors: state-issued forms, modest court fees (usually recoverable from the debtor), and no lawyer required. This guide covers the exact steps.
If you'd rather hand it off entirely, judgment-recovery firms and collections attorneys typically work on contingency — 33–50% of what they recover. Worth considering for a stubborn debtor or a large judgment; for most small claims, the do-it-yourself path keeps everything you collect.
Nebraska Judgment Collection FAQ
A Nebraska judgment is enforceable for 5 years, and can be renewed before it expires. A Nebraska judgment becomes DORMANT if no execution is issued within 5 years of entry (or if 5 years pass between executions) and then ceases to be a lien (Neb. Rev. Stat. 25-1515). A dormant judgment may be REVIVED, but the revivor action must be commenced within 10 years after the judgment became dormant (Neb. Rev. Stat. 25-1420). A revived judgment becomes a lien from the date of the revivor order.
Yes. Garnishment in Nebraska can reach Lesser of 25% of disposable earnings (15% if head of family) OR the amount by which weekly disposable earnings exceed 30x the federal minimum hourly wage. Exemptions: Head-of-family exemption lowers the cap from 25% to 15% of disposable earnings (an individual who actually supports dependents connected by blood, marriage, adoption, or guardianship). Wages cannot be garnished until final judgment. Debtor may request a hearing (CC 3:8N).
Through Examination of Judgment Debtor (proceedings in aid of execution) — the court orders the debtor to appear and disclose their assets under oath. After judgment, the creditor may obtain a court order requiring the debtor to appear and be examined under oath about income and assets (Neb. Rev. Stat. 25-1564 et seq.). Filed by motion/praecipe in the court that entered the judgment; the clerk has forms to assist.
District court judgments are a lien on the debtor's real estate in that county from entry. County court judgments do NOT automatically lien real estate — a certified transcript of the county-court judgment must be filed in the district court of the county where the real estate is located to create the lien. The lien lasts 5 years.
You pay the court and sheriff their own filing/levy fees directly — usually modest, and recoverable from the debtor on top of your judgment. If you hand the case to a judgment-recovery firm or collections attorney instead, expect them to take 33–50% of whatever they recover; doing it yourself with Nebraska's own forms keeps everything you collect.
Some debtors are "judgment-proof" — no job, no bank account, no equity — and no tool can squeeze money that isn't there. The honest play is the debtor's exam to confirm what exists, then keep the judgment alive (it lasts 5 years and is renewable) and try again when their situation changes. We give you the tools, not a guaranteed payout.
Collecting a judgment by county in Nebraska
Where you file your garnishment or levy depends on the counties.
Douglas County
Lancaster County
Sarpy County
Hall County
Buffalo County
Dodge County
Scotts Bluff County
Madison County
Lincoln County
Platte County
Adams County
Cass County
All 93 counties in Nebraska
Official Nebraska sources
- https://nebraskalegislature.gov/laws/statutes.php?statute=25-1515
- https://nebraskalegislature.gov/laws/statutes.php?statute=25-1420
- https://nebraskalegislature.gov/laws/statutes.php?statute=25-1558
- https://nebraskalegislature.gov/laws/statutes.php?statute=25-1516
- https://nebraskalegislature.gov/laws/statutes.php?statute=45-103
- https://nebraskalegislature.gov/laws/statutes.php?statute=45-103.01
- https://nebraskajudicial.gov/self-help/financial/garnishments
- https://nebraskajudicial.gov/self-help/small-claims/collecting-your-money-after-judgment-information-judgment-debtor
- https://nebraskajudicial.gov/rules/administrative-policies-schedules/judgment-interest-rate
- https://nebraskajudicial.gov/sites/default/files/CC-3-7.pdf
- https://nebraskajudicial.gov/sites/default/files/CC-3-8B.pdf
- https://nebraskajudicial.gov/sites/default/files/CC-3-8N.pdf
This page is general information about collecting a money judgment in Nebraska, not legal advice. Forms, fees, and procedures change and vary by court — confirm the current requirements with the court that entered your judgment before filing.
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