How to Collect Your Judgment in Utah

A Utah judgment is enforceable for 8 years, and can be renewed before it expires. A Utah judgment is valid for 8 years from the date of judgment (statute of limitations for renewal). Before it expires, the creditor may file a Motion to Renew Civil Judgment to extend it. (utcourts.gov judgment self-help; filing fee schedule lists 'Motion to Renew Civil Judgment.')

Yes. Garnishment in Utah can reach 25% of disposable earnings, or the amount by which weekly disposable earnings exceed 30x the federal minimum wage ($217.50/week), whichever is less. Exemptions: For non-child-support judgments, the garnishable amount is the lesser of 25% of disposable earnings or the amount exceeding 30x the federal minimum wage (currently $217.50/week). Additional protections are under the Utah Exemptions Act (Utah Code 78B-5-501 et seq.).

Through Supplemental proceedings (order to appear / order in supplemental proceedings) (1301DC, 1302DC, 1303DC (request hearing); 1305DC/1306DC/1307DC, 1110GE (enforcement if debtor fails to appear); debtor response 1303DC, 1304DC) — the court orders the debtor to appear and disclose their assets under oath. Under Utah R. Civ. P. 64(c) (procedures in aid of writs), the creditor files a request for a supplemental order requiring the debtor to appear and answer about assets, or may send written questions in lieu of the hearing (if answered at least 3 days before the hearing, the hearing can be cancelled). The Third District Court uses its own special self-represented forms for supplemental orders.

Record an Abstract of Judgment (or certified copy of the judgment) with the County Recorder in the county where the debtor owns real property, together with a Judgment Information Statement (forms 1003DC and 1004DC). The lien attaches to non-exempt real property in that county. The lien lasts 8 years.

You pay the court and sheriff their own filing/levy fees directly (usually modest, and recoverable from the debtor). Our Judgment Collection service is a flat $299 — we prepare your Utah-specific enforcement forms and a step-by-step filing playbook; you file them. Compared with collection firms that take 33–50% of what they recover, that's hundreds to thousands less on a typical judgment.

Some debtors are "judgment-proof" — no job, no bank account, no equity — and no tool can squeeze money that isn't there. The honest play is the debtor's exam to confirm what exists, then keep the judgment alive (it lasts 8 years and is renewable) and try again when their situation changes. We give you the tools, not a guaranteed payout.