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Collecting Your Judgment in Lorain County

You won in Ohio — now let's get you paid. Here's how judgment collection works in Lorain County, and where to file locally.

5 years (renewable)
Judgment good for
7% per annum for judgments rendered in 2026 (rate is fixed for the life of the judgment at the rate in effect the year it is rendered).
Interest
Available
Wage garnishment
Lorain
County

Where to file in Lorain County

Local court

Lorain Municipal Court

200 W Erie Avenue, Lorain, OH 44052

(440) 204-2140

Who enforces the order

The Lorain County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow Ohio law. See the full Ohio guide for forms, fees, and deadlines.

Debtor's asset exam

Proceedings in aid of execution / examination of judgment debtor

Wage garnishment

Form Order and Notice of Garnishment of Personal Earnings + 'Notice of Court Proceeding to Collect Debt' (15-day demand) + 'Payment to Avoid Garnishment' form (forms per R.C. 2716.03-2716.07)

Up to 25% of disposable earnings, or the amount by which weekly disposable earnings exceed 30x the federal minimum wage, whichever is less (Ohio tracks the federal CCPA cap).

Bank levy

Form Order and Notice of Garnishment and Answer of Garnishee (Non-Wage) under R.C. 2716.11-2716.13

Non-wage (bank account) garnishment / attachment

Property lien

A judgment is NOT automatically a lien on real estate. The creditor obtains a certificate of judgment from the clerk of the court that rendered the judgment and files it with the clerk of the court of common pleas in any county where the debtor owns or may own real property (R.C. 2329.02). The lien attaches from the date of filing.

We'll prepare your Lorain County collection paperwork

Flat $299 — we prepare your Ohio enforcement forms and a step-by-step playbook for filing in Lorain County. You file them; we never take a cut of what you collect (collection firms take 33–50%).

Lorain County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Lorain County, that is typically Lorain Municipal Court, 200 W Erie Avenue, Lorain, OH 44052 ((440) 204-2140). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Lorain County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and we list the step in your playbook.

Yes. For a flat $299 we prepare your Ohio-specific enforcement forms and a step-by-step playbook for filing in Lorain County. You file them with the court and sheriff; we don't take any percentage of what you collect.

General information about collecting a money judgment in Lorain County, Ohio — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Ready to File Your Case?

Tell us about your situation and we'll take it from there.

100% refund if we don't file your case

Prefer to talk it through? Call or text (213) 306-2537.

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