Skip to main content

Collecting Your Judgment in Adair County

You won in Kentucky — now let's get you paid. Here's how judgment collection works in Adair County, and where to file locally.

15 years (renewable)
Judgment good for
6% compounded annually from the date judgment is entered (KRS 360.040, as amended eff. June 29, 2017, halving the prior 12% rate). A judgment on a contract, promissory note, or other written obligation bears the rate stated in that instrument instead.
Interest
Available
Wage garnishment
Adair
County

Where to file in Adair County

Local court

Adair County District Court

424 Public Square, Suite 2, Columbia, KY 42728

(270) 384-2626

Who enforces the order

The Adair County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow Kentucky law. See the full Kentucky guide for forms, fees, and deadlines.

Debtor's asset exam

Discovery in Aid of Execution (judgment-debtor examination under CR 69.03)

Wage garnishment

Form AOC court forms: wage garnishment uses the KRS 425.506 order; debtor's exemption notice is AOC-150 (Notice of Rights to Assert Exemption to Wage Garnishment); challenge forms AOC-150.2 / AOC-135.1.

Up to Lesser of 25% of disposable earnings for the week, or the amount disposable earnings exceed 30x federal minimum wage (federal CCPA cap, applied via KRS 427.005/427.010).

Bank levy

Form AOC-145 (Affidavit for Writ of Non-Wage Garnishment); AOC-150.1; challenge AOC-150.2

Non-Wage Garnishment

Property lien

Record a Notice of Judgment Lien in the office of the county clerk in each county where the debtor owns real estate; the notice must state the date of final judgment and meet KRS 426.720 content/service requirements (HB 83). The lien attaches to debtor's real property in that county.

We'll prepare your Adair County collection paperwork

Flat $299 — we prepare your Kentucky enforcement forms and a step-by-step playbook for filing in Adair County. You file them; we never take a cut of what you collect (collection firms take 33–50%).

Adair County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Adair County, that is typically Adair County District Court, 424 Public Square, Suite 2, Columbia, KY 42728 ((270) 384-2626). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Adair County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and we list the step in your playbook.

Yes. For a flat $299 we prepare your Kentucky-specific enforcement forms and a step-by-step playbook for filing in Adair County. You file them with the court and sheriff; we don't take any percentage of what you collect.

General information about collecting a money judgment in Adair County, Kentucky — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Ready to File Your Case?

Tell us about your situation and we'll take it from there.

100% refund if we don't file your case

Prefer to talk it through? Call or text (213) 306-2537.

Get Case Evaluation Call Now