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Collecting Your Judgment in White County

You won in Illinois — now let's get you paid. Here's how judgment collection works in White County, and where to file locally.

7 years (renewable)
Judgment good for
9% per year for most judgments. For CONSUMER-DEBT judgments of $25,000 or less, 5% per year.
Interest
Available
Wage garnishment
White
County

Where to file in White County

Local court

White County Courthouse

301 E Main, Carmi, IL 62821

(618) 382-2321

Who enforces the order

The White County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow Illinois law. See the full Illinois guide for forms, fees, and deadlines.

Debtor's asset exam

Form Citation to Discover Assets to Debtor (PJC-D), statewide standardized form, per 735 ILCS 5/2-1402

Citation to Discover Assets (supplementary proceedings)

Wage garnishment

Form Citation to Discover Assets to Debtor's Employer (PJC-E) is the statewide standardized wage-deduction/citation form; (historically 'Wage Deduction Summons/Order')

Up to Lesser of 15% of gross weekly wages, or the amount by which weekly disposable earnings exceed 45x the Illinois (or federal, if higher) minimum hourly wage.

Bank levy

Form Citation to Discover Assets to Debtor's Bank (PJC-DB), statewide standardized form, per 735 ILCS 5/2-1402; non-wage garnishment under 735 ILCS 5/12-701 et seq.

Non-wage garnishment / Citation to Discover Assets to Debtor's Bank (third-party citation)

Property lien

Record a Memorandum of Judgment (certified copy/transcript) with the county Recorder of Deeds in each county where the debtor owns real property; the lien attaches from recording (735 ILCS 5/12-101).

We'll prepare your White County collection paperwork

Flat $299 — we prepare your Illinois enforcement forms and a step-by-step playbook for filing in White County. You file them; we never take a cut of what you collect (collection firms take 33–50%).

White County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In White County, that is typically White County Courthouse, 301 E Main, Carmi, IL 62821 ((618) 382-2321). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The White County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and we list the step in your playbook.

Yes. For a flat $299 we prepare your Illinois-specific enforcement forms and a step-by-step playbook for filing in White County. You file them with the court and sheriff; we don't take any percentage of what you collect.

General information about collecting a money judgment in White County, Illinois — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Ready to File Your Case?

Tell us about your situation and we'll take it from there.

100% refund if we don't file your case

Prefer to talk it through? Call or text (213) 306-2537.

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