Collecting Your Judgment in Cumberland County
You won in Illinois — now let's get you paid. Here's how judgment collection works in Cumberland County, and where to file locally.
Where to file in Cumberland County
Local court
Cumberland County Courthouse
140 Courthouse Sq., Suite 2, Toledo, IL 62468
(217) 849-2631
Who enforces the order
The Cumberland County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.
Your collection options
These follow Illinois law. See the full Illinois guide for forms, fees, and deadlines.
Debtor's asset exam
Form Citation to Discover Assets to Debtor (PJC-D), statewide standardized form, per 735 ILCS 5/2-1402Citation to Discover Assets (supplementary proceedings)
Wage garnishment
Form Citation to Discover Assets to Debtor's Employer (PJC-E) is the statewide standardized wage-deduction/citation form; (historically 'Wage Deduction Summons/Order')Up to Lesser of 15% of gross weekly wages, or the amount by which weekly disposable earnings exceed 45x the Illinois (or federal, if higher) minimum hourly wage.
Bank levy
Form Citation to Discover Assets to Debtor's Bank (PJC-DB), statewide standardized form, per 735 ILCS 5/2-1402; non-wage garnishment under 735 ILCS 5/12-701 et seq.Non-wage garnishment / Citation to Discover Assets to Debtor's Bank (third-party citation)
Property lien
Record a Memorandum of Judgment (certified copy/transcript) with the county Recorder of Deeds in each county where the debtor owns real property; the lien attaches from recording (735 ILCS 5/12-101).
Doing it yourself in Cumberland County
Illinois's enforcement forms are built for self-represented creditors, and the court and sheriff fees are modest and usually recoverable from the debtor. If you'd rather hand it off entirely, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.
Cumberland County Judgment Collection FAQ
Most enforcement paperwork is filed with the court that entered your judgment. In Cumberland County, that is typically Cumberland County Courthouse, 140 Courthouse Sq., Suite 2, Toledo, IL 62468 ((217) 849-2631). A lien on real estate is recorded with the county recorder/clerk where the property sits.
The Cumberland County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and the steps below cover when to pay it.
No — judgment collection isn't a service we offer. This guide covers the do-it-yourself path for Cumberland County step by step. If you'd rather hand it off, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.
Nearby counties in Illinois
General information about collecting a money judgment in Cumberland County, Illinois — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.
Have a different dispute that needs filing?
Collection isn't a service we offer — but if someone else owes you money, we prepare and file small claims cases for a flat $299 and draft demand letters for $149. Tell us what happened.
100% refund if we don't file your case
Prefer to talk it through? Call or text (424) 358-4927.