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Collecting Your Judgment in Heard County

You won in Georgia — now let's get you paid. Here's how judgment collection works in Heard County, and where to file locally.

7 years (renewable)
Judgment good for
Prime rate (Federal Reserve H.15) on the day judgment is entered + 3% per year; if the judgment is on a written contract specifying a rate, that contract rate applies instead.
Interest
Available
Wage garnishment
Heard
County

Where to file in Heard County

Local court

Heard County Courthouse

215 E. Court Sq., Franklin, GA 30217

(706) 675-3353

Who enforces the order

The Heard County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow Georgia law. See the full Georgia guide for forms, fees, and deadlines.

Debtor's asset exam

Form Mag 14-05 (Post-Judgment Interrogatories), per O.C.G.A. 15-10-50(d) in magistrate court

Post-Judgment Interrogatories (and post-judgment discovery / examination of debtor)

Wage garnishment

Form Garnishment forms (Summons of Garnishment / Continuing Garnishment) issued by the Clerk; Defendant's exemption claim form referenced in O.C.G.A. 18-4-82

Up to Lesser of 25% of weekly disposable earnings, or the amount by which weekly disposable earnings exceed 30x the federal minimum wage ($217.50/wk at $7.25). Private student-loan judgments: 15%.

Bank levy

Form Summons of Garnishment (regular garnishment) served on the bank; or levy by sheriff under Writ of Fieri Facias

Garnishment (of a bank/financial institution as garnishee) and/or levy under a writ of fi. fa.

Property lien

A Writ of Fieri Facias (Fi. Fa.) is recorded on the General Execution Docket maintained by the Clerk of Superior Court in each county where the debtor owns real property; this creates the lien.

Doing it yourself in Heard County

Georgia's enforcement forms are built for self-represented creditors, and the court and sheriff fees are modest and usually recoverable from the debtor. If you'd rather hand it off entirely, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

Heard County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Heard County, that is typically Heard County Courthouse, 215 E. Court Sq., Franklin, GA 30217 ((706) 675-3353). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Heard County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and the steps below cover when to pay it.

No — judgment collection isn't a service we offer. This guide covers the do-it-yourself path for Heard County step by step. If you'd rather hand it off, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

General information about collecting a money judgment in Heard County, Georgia — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Have a different dispute that needs filing?

Collection isn't a service we offer — but if someone else owes you money, we prepare and file small claims cases for a flat $299 and draft demand letters for $149. Tell us what happened.

100% refund if we don't file your case

Prefer to talk it through? Call or text (424) 358-4927.

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