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Collecting Your Judgment in Westmoreland County

You won in Virginia — now let's get you paid. Here's how judgment collection works in Westmoreland County, and where to file locally.

10 years (renewable)
Judgment good for
6% per annum (or the contract rate if higher, for contract-based judgments)
Interest
Available
Wage garnishment
Westmoreland
County

Where to file in Westmoreland County

Local court

Westmoreland County Judicial Center

175 Polk St, Montross, VA 22520

(804) 493-0108

Who enforces the order

The Westmoreland County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow Virginia law. See the full Virginia guide for forms, fees, and deadlines.

Debtor's asset exam

Form DC-440 (combined 'Summons to Answer Interrogatories and Writ of Fieri Facias')

Summons to Answer Interrogatories (debtor's interrogatories)

Wage garnishment

Form Garnishment Summons DC-451 (preceded by Suggestion for Summons in Garnishment, DC-450)

Up to 25% of disposable weekly earnings (or amount exceeding 40x the federal minimum wage); Virginia's exemption (Va. Code § 34-29) tracks the federal CCPA cap

Bank levy

Form DC-450 (Suggestion for Summons in Garnishment) + DC-451 (Garnishment Summons)

Garnishment of bank account (third-party garnishment) and levy under writ of fieri facias

Property lien

Circuit Court money judgments are automatically a lien on the debtor's real estate in that county/city. For a General District Court judgment (or to reach property in other localities), record an Abstract of Judgment (Form DC-465) in the judgment lien docket of the Circuit Court clerk's office where the real property is located (Va. Code § 8.01-458, § 8.01-446).

We'll prepare your Westmoreland County collection paperwork

Flat $299 — we prepare your Virginia enforcement forms and a step-by-step playbook for filing in Westmoreland County. You file them; we never take a cut of what you collect (collection firms take 33–50%).

Westmoreland County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Westmoreland County, that is typically Westmoreland County Judicial Center, 175 Polk St, Montross, VA 22520 ((804) 493-0108). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Westmoreland County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and we list the step in your playbook.

Yes. For a flat $299 we prepare your Virginia-specific enforcement forms and a step-by-step playbook for filing in Westmoreland County. You file them with the court and sheriff; we don't take any percentage of what you collect.

General information about collecting a money judgment in Westmoreland County, Virginia — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

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