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Collecting Your Judgment in Hamilton County

You won in Tennessee — now let's get you paid. Here's how judgment collection works in Hamilton County, and where to file locally.

10 years (renewable)
Judgment good for
8.75% (judgments entered on/after Jan 1, 2026)
Interest
Available
Wage garnishment
Hamilton
County

Where to file in Hamilton County

Local court

Hamilton County General Sessions Court

625 Georgia Ave, Room 201, Chattanooga, TN 37402

(423) 209-6700

Who enforces the order

The Hamilton County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow Tennessee law. See the full Tennessee guide for forms, fees, and deadlines.

Debtor's asset exam

Debtor's examination / post-judgment discovery

Wage garnishment

Form Execution/Garnishment notice (TCA 26-2-404 Notice to Judgment Debtor)

Up to 25% of disposable earnings (or amount exceeding 30x federal minimum wage, whichever is less), plus an extra $2.50/week exempt per dependent child under 16

Bank levy

Garnishment of bank account

Property lien

Register a certified copy of the judgment with the county Register of Deeds in the county where the debtor owns real property (recorded in the lien book) per TCA 25-5-101.

Doing it yourself in Hamilton County

Tennessee's enforcement forms are built for self-represented creditors, and the court and sheriff fees are modest and usually recoverable from the debtor. If you'd rather hand it off entirely, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

Hamilton County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Hamilton County, that is typically Hamilton County General Sessions Court, 625 Georgia Ave, Room 201, Chattanooga, TN 37402 ((423) 209-6700). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Hamilton County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and the steps below cover when to pay it.

No — judgment collection isn't a service we offer. This guide covers the do-it-yourself path for Hamilton County step by step. If you'd rather hand it off, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

General information about collecting a money judgment in Hamilton County, Tennessee — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Have a different dispute that needs filing?

Collection isn't a service we offer — but if someone else owes you money, we prepare and file small claims cases for a flat $299 and draft demand letters for $149. Tell us what happened.

100% refund if we don't file your case

Prefer to talk it through? Call or text (424) 358-4927.

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