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Collecting Your Judgment in Kent County

You won in Rhode Island — now let's get you paid. Here's how judgment collection works in Kent County, and where to file locally.

20 years (renewable)
Judgment good for
12% per annum.
Interest
Available
Wage garnishment
Kent
County

Where to file in Kent County

Local court

Noel Judicial Complex - Kent County District Court

222 Quaker Lane, Warwick, RI 02886

(401) 822-6750

Who enforces the order

The Kent County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow Rhode Island law. See the full Rhode Island guide for forms, fees, and deadlines.

Debtor's asset exam

Supplementary proceedings (examination of judgment debtor) / debtor's examination citation

Wage garnishment

Form Trustee process (G.L. ch. 10-5) - obtained by motion for permission to make a wage attachment after judgment/supplementary process; writs returnable to court (typically 30 days) and served on each payday.

Up to 25% of disposable earnings (federal CCPA cap). RI floor: wages are exempt if the debtor earns 30x federal minimum wage or less; between 30x and 40x, only the amount over 30x is reachable; above 40x, the first 75% is exempt and 25% reachable.

Bank levy

Form Trustee process under R.I. Gen. Laws ch. 10-5 (attachment of goods, chattels, and credits in the hands of a trustee, including a bank).

Trustee process / attachment of goods, effects, and credits (bank account)

Property lien

A money judgment is not an automatic statewide lien. The creditor obtains an execution and levies on the debtor's real estate (R.I. Gen. Laws ch. 9-26); recording the levied execution in the land evidence records of the city/town where the property sits creates the lien. The execution/levy is a lien on the real estate.

Doing it yourself in Kent County

Rhode Island's enforcement forms are built for self-represented creditors, and the court and sheriff fees are modest and usually recoverable from the debtor. If you'd rather hand it off entirely, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

Kent County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Kent County, that is typically Noel Judicial Complex - Kent County District Court, 222 Quaker Lane, Warwick, RI 02886 ((401) 822-6750). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Kent County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and the steps below cover when to pay it.

No — judgment collection isn't a service we offer. This guide covers the do-it-yourself path for Kent County step by step. If you'd rather hand it off, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

General information about collecting a money judgment in Kent County, Rhode Island — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Have a different dispute that needs filing?

Collection isn't a service we offer — but if someone else owes you money, we prepare and file small claims cases for a flat $299 and draft demand letters for $149. Tell us what happened.

100% refund if we don't file your case

Prefer to talk it through? Call or text (424) 358-4927.

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