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Collecting Your Judgment in Burke County

You won in North Carolina — now let's get you paid. Here's how judgment collection works in Burke County, and where to file locally.

10 years (renewable)
Judgment good for
8% per year (legal rate) for judgments not on a contract; for contract judgments, interest runs at the contract rate
Interest
Restricted
Wage garnishment
Burke
County

Where to file in Burke County

Local court

Burke County Small Claims Court

201 South Green Street, Morganton, NC 28655

(828) 433-3200

Who enforces the order

The Burke County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow North Carolina law. See the full North Carolina guide for forms, fees, and deadlines.

Debtor's asset exam

Form N.C.G.S. 1-352 (supplemental proceedings); AOC-CV-415 (Motion/Order/Notice supplemental proceedings); AOC-CV-411 (interrogatories)

Supplemental Proceedings — Examination of Judgment Debtor (N.C.G.S. 1-352); plus written interrogatories to discover assets (N.C.G.S. 1-352.1)

Wage garnishment (restricted)

Not generally available for consumer debts in this state — use a levy or lien instead.

Bank levy

Form AOC-CV-400 (Writ of Execution); N.C.G.S. 1-358 / 1-360 / 1-362

Bank account freeze/levy via supplemental proceedings (ex parte order) and Writ of Execution

Property lien

A money judgment is a lien on the debtor's real property only when it is docketed with the Clerk of Superior Court in the county where the property sits (N.C.G.S. 1-234). It binds real property the debtor owns at docketing or acquires thereafter in that county. Use AOC-CV-411 (Notice of Right to Have Exemptions Designated / abstract) and docket in each county.

Doing it yourself in Burke County

North Carolina's enforcement forms are built for self-represented creditors, and the court and sheriff fees are modest and usually recoverable from the debtor. If you'd rather hand it off entirely, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

Burke County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Burke County, that is typically Burke County Small Claims Court, 201 South Green Street, Morganton, NC 28655 ((828) 433-3200). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Burke County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and the steps below cover when to pay it.

No — judgment collection isn't a service we offer. This guide covers the do-it-yourself path for Burke County step by step. If you'd rather hand it off, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

General information about collecting a money judgment in Burke County, North Carolina — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Have a different dispute that needs filing?

Collection isn't a service we offer — but if someone else owes you money, we prepare and file small claims cases for a flat $299 and draft demand letters for $149. Tell us what happened.

100% refund if we don't file your case

Prefer to talk it through? Call or text (424) 358-4927.

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