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Collecting Your Judgment in Chemung County

You won in New York — now let's get you paid. Here's how judgment collection works in Chemung County, and where to file locally.

20 years (renewable)
Judgment good for
2% per year for money judgments arising from consumer debt where the defendant is a natural person; 9% per year for all other money judgments
Interest
Available
Wage garnishment
Chemung
County

Where to file in Chemung County

Local court

Elmira City Court

317 E Church Street, 2nd Floor, Elmira, NY 14901

(607) 873-9520

Who enforces the order

The Chemung County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow New York law. See the full New York guide for forms, fees, and deadlines.

Debtor's asset exam

Form Information Subpoena (CPLR 5224)

Information Subpoena (written asset discovery); deposition/examination of the judgment debtor also available under CPLR 5223-5224

Wage garnishment

Form Income Execution (CPLR 5231)

Up to Lesser of 10% of gross income OR 25% of disposable earnings; nothing may be withheld if weekly disposable earnings are at/below 30x the federal (or higher NY) minimum wage, and withholding cannot reduce disposable earnings below that floor

Bank levy

Form Execution (CPLR 5230/5232); Restraining Notice (CPLR 5222)

Property Execution (levy) with a Restraining Notice; bank levy via sheriff/marshal

Property lien

A money judgment becomes a lien on the debtor's real property in a county when a transcript of the judgment is docketed with that county clerk (CPLR 5018, 5203). For judgments from lower courts, the creditor obtains a transcript of judgment and files it with the county clerk where the debtor owns real estate.

We'll prepare your Chemung County collection paperwork

Flat $299 — we prepare your New York enforcement forms and a step-by-step playbook for filing in Chemung County. You file them; we never take a cut of what you collect (collection firms take 33–50%).

Chemung County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Chemung County, that is typically Elmira City Court, 317 E Church Street, 2nd Floor, Elmira, NY 14901 ((607) 873-9520). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Chemung County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and we list the step in your playbook.

Yes. For a flat $299 we prepare your New York-specific enforcement forms and a step-by-step playbook for filing in Chemung County. You file them with the court and sheriff; we don't take any percentage of what you collect.

General information about collecting a money judgment in Chemung County, New York — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

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