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Collecting Your Judgment in Torrance County

You won in New Mexico — now let's get you paid. Here's how judgment collection works in Torrance County, and where to file locally.

14 years (renewable)
Judgment good for
8.75% per year (standard); 15% per year if the judgment is based on tortious conduct, bad faith, or intentional/willful acts; if on a written instrument with a different rate, no higher than that instrument's rate
Interest
Available
Wage garnishment
Torrance
County

Where to file in Torrance County

Local court

Torrance County Magistrate Court

205 S Ninth Street, Estancia, NM 87016

(505) 510-9200

Who enforces the order

The Torrance County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow New Mexico law. See the full New Mexico guide for forms, fees, and deadlines.

Debtor's asset exam

Form Rule 1-069 NMRA

Examination of Judgment Debtor (Rule 1-069 NMRA, district court; supplementary proceedings to discover assets)

Wage garnishment

Form Application for Writ of Garnishment / Writ of Garnishment (Form 4-806 NMRA in magistrate court)

Up to Lesser of 25% of disposable earnings, or the amount by which weekly disposable earnings exceed 40x the highest applicable minimum hourly wage at the place the wages were earned

Bank levy

Form Writ of Garnishment (Form 4-806 NMRA, magistrate); Writ of Execution (district court, NMSA 39-4-1)

Writ of Garnishment (bank account) / Writ of Execution

Property lien

A money judgment from the supreme court, court of appeals, district court, or metropolitan court is docketed by the clerk, who issues a certified transcript/abstract of judgment on request. The creditor files (records) the transcript with the county clerk of each county where the debtor owns real estate. The judgment becomes a lien on the debtor's real estate in that county from the date the transcript is filed (NMSA 1978 Section 39-1-6).

We'll prepare your Torrance County collection paperwork

Flat $299 — we prepare your New Mexico enforcement forms and a step-by-step playbook for filing in Torrance County. You file them; we never take a cut of what you collect (collection firms take 33–50%).

Torrance County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Torrance County, that is typically Torrance County Magistrate Court, 205 S Ninth Street, Estancia, NM 87016 ((505) 510-9200). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Torrance County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and we list the step in your playbook.

Yes. For a flat $299 we prepare your New Mexico-specific enforcement forms and a step-by-step playbook for filing in Torrance County. You file them with the court and sheriff; we don't take any percentage of what you collect.

General information about collecting a money judgment in Torrance County, New Mexico — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Ready to File Your Case?

Tell us about your situation and we'll take it from there.

100% refund if we don't file your case

Prefer to talk it through? Call or text (213) 306-2537.

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