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Collecting Your Judgment in McKinley County

You won in New Mexico — now let's get you paid. Here's how judgment collection works in McKinley County, and where to file locally.

14 years (renewable)
Judgment good for
8.75% per year (standard); 15% per year if the judgment is based on tortious conduct, bad faith, or intentional/willful acts; if on a written instrument with a different rate, no higher than that instrument's rate
Interest
Available
Wage garnishment
McKinley
County

Where to file in McKinley County

Local court

McKinley County Magistrate Court

285 Boardman Drive, Suite C, Gallup, NM 87301

(505) 722-6636

Who enforces the order

The McKinley County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow New Mexico law. See the full New Mexico guide for forms, fees, and deadlines.

Debtor's asset exam

Form Rule 1-069 NMRA

Examination of Judgment Debtor (Rule 1-069 NMRA, district court; supplementary proceedings to discover assets)

Wage garnishment

Form Application for Writ of Garnishment / Writ of Garnishment (Form 4-806 NMRA in magistrate court)

Up to Lesser of 25% of disposable earnings, or the amount by which weekly disposable earnings exceed 40x the highest applicable minimum hourly wage at the place the wages were earned

Bank levy

Form Writ of Garnishment (Form 4-806 NMRA, magistrate); Writ of Execution (district court, NMSA 39-4-1)

Writ of Garnishment (bank account) / Writ of Execution

Property lien

A money judgment from the supreme court, court of appeals, district court, or metropolitan court is docketed by the clerk, who issues a certified transcript/abstract of judgment on request. The creditor files (records) the transcript with the county clerk of each county where the debtor owns real estate. The judgment becomes a lien on the debtor's real estate in that county from the date the transcript is filed (NMSA 1978 Section 39-1-6).

We'll prepare your McKinley County collection paperwork

Flat $299 — we prepare your New Mexico enforcement forms and a step-by-step playbook for filing in McKinley County. You file them; we never take a cut of what you collect (collection firms take 33–50%).

McKinley County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In McKinley County, that is typically McKinley County Magistrate Court, 285 Boardman Drive, Suite C, Gallup, NM 87301 ((505) 722-6636). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The McKinley County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and we list the step in your playbook.

Yes. For a flat $299 we prepare your New Mexico-specific enforcement forms and a step-by-step playbook for filing in McKinley County. You file them with the court and sheriff; we don't take any percentage of what you collect.

General information about collecting a money judgment in McKinley County, New Mexico — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

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100% refund if we don't file your case

Prefer to talk it through? Call or text (213) 306-2537.

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