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Collecting Your Judgment in Lea County

You won in New Mexico — now let's get you paid. Here's how judgment collection works in Lea County, and where to file locally.

14 years (renewable)
Judgment good for
8.75% per year (standard); 15% per year if the judgment is based on tortious conduct, bad faith, or intentional/willful acts; if on a written instrument with a different rate, no higher than that instrument's rate
Interest
Available
Wage garnishment
Lea
County

Where to file in Lea County

Local court

Lea County Magistrate Court - Lovington

26 W Avenue A, Lovington, NM 88260

(575) 396-6677

Who enforces the order

The Lea County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow New Mexico law. See the full New Mexico guide for forms, fees, and deadlines.

Debtor's asset exam

Form Rule 1-069 NMRA

Examination of Judgment Debtor (Rule 1-069 NMRA, district court; supplementary proceedings to discover assets)

Wage garnishment

Form Application for Writ of Garnishment / Writ of Garnishment (Form 4-806 NMRA in magistrate court)

Up to Lesser of 25% of disposable earnings, or the amount by which weekly disposable earnings exceed 40x the highest applicable minimum hourly wage at the place the wages were earned

Bank levy

Form Writ of Garnishment (Form 4-806 NMRA, magistrate); Writ of Execution (district court, NMSA 39-4-1)

Writ of Garnishment (bank account) / Writ of Execution

Property lien

A money judgment from the supreme court, court of appeals, district court, or metropolitan court is docketed by the clerk, who issues a certified transcript/abstract of judgment on request. The creditor files (records) the transcript with the county clerk of each county where the debtor owns real estate. The judgment becomes a lien on the debtor's real estate in that county from the date the transcript is filed (NMSA 1978 Section 39-1-6).

Doing it yourself in Lea County

New Mexico's enforcement forms are built for self-represented creditors, and the court and sheriff fees are modest and usually recoverable from the debtor. If you'd rather hand it off entirely, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

Lea County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Lea County, that is typically Lea County Magistrate Court - Lovington, 26 W Avenue A, Lovington, NM 88260 ((575) 396-6677). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Lea County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and the steps below cover when to pay it.

No — judgment collection isn't a service we offer. This guide covers the do-it-yourself path for Lea County step by step. If you'd rather hand it off, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

General information about collecting a money judgment in Lea County, New Mexico — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Have a different dispute that needs filing?

Collection isn't a service we offer — but if someone else owes you money, we prepare and file small claims cases for a flat $299 and draft demand letters for $149. Tell us what happened.

100% refund if we don't file your case

Prefer to talk it through? Call or text (424) 358-4927.

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