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Collecting Your Judgment in Lapeer County

You won in Michigan — now let's get you paid. Here's how judgment collection works in Lapeer County, and where to file locally.

10 years (renewable)
Judgment good for
Variable — for complaints filed on/after Jan 1, 1987, interest is calculated at 6-month intervals at 1% plus the average auction rate on 5-year U.S. Treasury notes (the most-common civil-judgment rate), compounded annually; written-instrument judgments may bear 13% or the instrument rate (MCL 600.6013).
Interest
Available
Wage garnishment
Lapeer
County

Where to file in Lapeer County

Local court

71A District Court

255 Clay Street, Lapeer, MI 48446

(810) 667-0296

Who enforces the order

The Lapeer County sheriff/marshal carries out levies and wage withholding once the court issues your order. Real-estate liens are recorded with the county recorder where the property sits.

Your collection options

These follow Michigan law. See the full Michigan guide for forms, fees, and deadlines.

Debtor's asset exam

Form MC 11 (Subpoena / Order to Appear) — Discovery Subpoena to examine the judgment debtor

Judgment Debtor Discovery / Subpoena to Appear (examination of judgment debtor)

Wage garnishment

Form MC 12 (Request and Writ for Garnishment — Periodic, for wages); MC 13 (NonPeriodic); MC 14 (Garnishee Disclosure)

Up to 25% of disposable earnings (federal CCPA limit applies) — the lesser of 25% of disposable earnings or the amount by which disposable earnings exceed 30x the federal minimum wage

Bank levy

Form MC 13 (Request and Writ for Garnishment — NonPeriodic); MC 14 (Garnishee Disclosure)

NonPeriodic Garnishment (bank account / one-time funds)

Property lien

File a Notice of Judgment Lien (form MC 94) with the court clerk for certification, then record the certified notice with the Register of Deeds in the county where the debtor owns real property. Serve a copy on the debtor by certified mail (personal service if judgment is $25,000+). (MCL 600.2805 et seq.)

Doing it yourself in Lapeer County

Michigan's enforcement forms are built for self-represented creditors, and the court and sheriff fees are modest and usually recoverable from the debtor. If you'd rather hand it off entirely, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

Lapeer County Judgment Collection FAQ

Most enforcement paperwork is filed with the court that entered your judgment. In Lapeer County, that is typically 71A District Court, 255 Clay Street, Lapeer, MI 48446 ((810) 667-0296). A lien on real estate is recorded with the county recorder/clerk where the property sits.

The Lapeer County sheriff (or marshal/constable, depending on the county) carries out levies and wage withholding once the court issues the order. Contact their civil division for the current levy fee — it's a modest, recoverable cost, and the steps below cover when to pay it.

No — judgment collection isn't a service we offer. This guide covers the do-it-yourself path for Lapeer County step by step. If you'd rather hand it off, judgment-recovery firms and collections attorneys typically charge 33–50% of what they recover.

General information about collecting a money judgment in Lapeer County, Michigan — not legal advice. Court locations, fees, and procedures change; confirm current requirements with the local court before filing.

Have a different dispute that needs filing?

Collection isn't a service we offer — but if someone else owes you money, we prepare and file small claims cases for a flat $299 and draft demand letters for $149. Tell us what happened.

100% refund if we don't file your case

Prefer to talk it through? Call or text (424) 358-4927.

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